*All of the plans require approved credit. Cedar River Finance will require a completed credit application. The scores listed above are baseline to be approved for the plans. You also must not have major judgments, collections, or charge-offs.
Both plans have a refinance option within the first 12 months. This is designed to lower your payments and shorten the term of the loan after you receive all incentives and rebates. If you choose not to refinance the original term of the contract will remain in effect. In order to receive up to the first year/12 months with no interest you must make your monthly minimum payment on or before the due date.