Cedar River Finance
Call now: 319-362-2185

Buy Now and Pay Over Time

A Cedar River Finance deferred interest or installment loan is an easy and convenient way to pay for goods and services currently needed.

Plus, as a Cedar River Finance customer, you can enjoy other great benefits throughout the year.

0% Interest if Paid in Full within Promotional Period with minimum monthly payments.

This is an interest rebate contract promotion. All contracts will be written for a term longer than the 0% Interest promotional period at 21% APR. When the balance financed is paid within the promotional period, all charged interest will be rebated to the loan as a principal payment.  If the balance financed is NOT paid in the promotional period, interest will accrue as charged. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the special terms promotional period. To avoid interest charges, you must either pay more than the minimum monthly payment or make a lump sum payment(s) before the end of the special term promotional period. Your contract will show the full length of term and the amount of interest that you will pay if balance not paid by the end of the special terms promotional period. 

Please ask your merchant which promotions they are offering.

The Cedar River Finance Company Inc. 0% Interest if Paid in Full and Installment Loans are issued by Cedar River Finance Company Inc. with your approved credit.

Apply for a Cedar River Finance loan by clicking on the secure link. 

Easy as 1…2…3

1. Apply online today.  Credit Application
2. Get a response quickly.
3. If qualified, your contract will be produced by the vendor for your signature before the job is completed.

Important Reminder: For O% Interest if Paid in Full promotions, you will have to pay interest that accrues at a 21% APR from the date of purchase if you do not pay the balance financed in full within the special term promotional period.

Set Rate Installment Loan with equal monthly payments.

A set interest rate will apply until your qualifying purchase is paid in full.  Length of term and APR may vary based on your creditworthiness.  Equal fixed monthly payments are required.